Wednesday, October 25, 2017

Mortgage Calgary

CALGARY — When the Bank of Montreal and TD Bank dropped their special five-year fixed mortgage rates earlier this month, it drove Alyssa Furtado “crazy” to see how much attention they received.

[np_storybar title=”Spring mortgage market kicks off with a new low rate from Bank of Montreal — but you can do better” link=””%5D
Call it March Madness for the mortgage market, as banks begin a full-court press to lure in homebuyers as Canada heads into another vibrant spring for the country’s hottest housing spots.

On Tuesday, the Bank of Montreal took an early lead, beating the competition with the lowest rate on a fixed five-year mortgage — ever.

Continue reading.

The founder of, a website that compares financial products, says homebuyers can do better if they shop around and do their homework.

BMO got the ball rolling by reducing its rate to 2.79% from 2.99% and TD quickly matched that.

And while it’s the lowest rate advertised among the big banks, it isn’t the lowest on the market, Furtado said.

“The banks do have such strong brands in Canada, so they are still a source that people go to look at the rates. So if you were only looking at banks’ websites, 2.79 would seem like a good deal,” she said.

“But if you were price comparing, including mortgage brokers, or you were going in and haggling and negotiating with your bank, you’d realize that the rates available were a lot lower.”

Many bank customers don’t realize they have negotiating power when it comes to mortgages, said Penelope Graham, with, another comparison site.

In Canada, she said, “going with a lender is almost hereditary. You bank with who your parents banked with. Banks know this. They want to retain your business and they do anything they can as well to make it as convenient as possible for you,” she said.

“Probably the most important thing that you can do before that process is to know what else is offered on the market and to know where you stand as a borrower. The better your credit score and your borrowing history is, the more leverage you are going to have.”

The ability to make a big down payment also works in your favour, Graham added.

Thursday, August 19, 2010

Refinance your Mortgage

Mortgage Repayment Summary
Monthly Payment        
Total of 360 Payments
Total Interest Paid        
Jul, 2040
Pay-off Date
Total Tax Paid        
Total PMI Paid
Monthly PMI
31 Monthly PMI Payments
of $104.17 Each        
Mar, 2013
PMI Pay-off Date

Monthly Versus Bi-weekly Payments
Monthly Payment        
Bi-weekly Payment
Jul, 2040
Monthly Pay-off Date        
Oct, 2035
Bi-weekly Pay-off Date
Total Interest Paid        
Total Interest Paid
Total Interest Savings: $42,945.73
Take Advantage of Historically Low Mortgage Rates Today!

Monday, July 26, 2010

Buffalo horse property for sale


Spectacular serenity abounds on this lovely gentleman’s estate. 26 acres of rolling wooded and trailed land with 4 stall barn and nutritionally appropriate rotational pastures for horses. Home is completely updated and in move in condition. New roof. Cherry kitchen with hardwood floors and corian counter tops. Open spaces great for entertaining. Finished walkout basement adds to the square footage. A must see for horse enthusiasts.


Rooms and Room Sizes
* Family Room
* Whole House Generator (supports Electric Fence, barn and home)
* First Floor Laundry
* Living Room
* Master Bedroom Bath
* Dining Room: 16×16
* Kitchen: 29×14
* Family Room: 22×15
* Bedroom 1: 16×16
* Bedroom 2: 16×11
* Bedroom 3: 15×14
* Bedroom 4: 13×13
Property Features
* Style: Victorian
* Cathedral Ceiling
* Ceiling Fan
* Circuit Breakers – Some
* Copper Plumbing – Some
* Natural Woodwork – Some
* Security System Owned
* Two Story Foyer
* Barn
* Deck
* Garage Door Opener(s)
* Vinyl
* Crawl Attic
* Partially Finished Basement
* Walkout Basement
* Blacktop Driveway
* Attached Garage
* Wooded Lot
* Lot Size: 200×26
* Acres: 26.00
* Road Frontage: 200
* Cross Street: Campbell
* Hotwater Heat

Thursday, July 22, 2010

Governor of the Bank of England, fears that America shares many of the same fiscal problems

ervyn King, Governor of the Bank of England, fears that America shares many of the same fiscal problems currently haunting Europe. He also believes that European Union must become a federalised fiscal union (in other words with central power to tax and spend) if it is to survive. Just two of the nuggets from one of the most extraordinary press conferences I have been to at the Bank.

What with all the excitement yesterday over our new Government, I never had time to remark on the Inflation Report press conference. Most of our attention was on what King said about the Government’s fiscal plans (a ringing endorsement). But, as Jeremy Warner has written in today’s paper, it was as if King had suddenly been unleashed. Bear in mind King is usually one of the most guarded policymakers in both British and central banking circles. Not yesterday.

It isn’t often one has the opportunity to get such a blunt and straightforward insight into the thoughts of one of the world’s leading economic players. Most of this stuff usually stays behind closed doors, so it’s worth taking note of. And I suspect that while George Osborne will have been happy to hear his endorsement of the new Government’s policies, Barack Obama and the European leaders will have been far less pleased with his frank comments on their predicament.
The transcript and video are online at the Bank’s website, but below are the extended highlights, all emphasis mine. Well worth checking out.

America, and many other large economies including the UK, share some of the same problems as Greece with its public finances:

Every country around the world is in a similar position, even the United States; the world’s largest economy has a very large fiscal deficit. And one of the concerns in financial markets is clearly – how will this enormous stock of public debt be reduced over the next few years? And it’s very important that governments, both here and elsewhere, get to grips with this problem, have a clear approach and a very clear and credible approach to reducing the size of those deficits over, in our case, the lifetime of this parliament, in order to convince markets that they should be willing to continue to finance the very large sums of money that will be needed to be raised from financial markets over the next few years, at reasonable interest rates.

Sunday, July 18, 2010

House for sale Near Disney Land




Full Description

89% price reduction! Sold in 2007 for $270,000
Pool property with garage
Unbelievable price Ideal holiday home
2 Bed, 2 bath Condominium with communal pool.
Close to Disneyworld, Universal & Epcot center.
Mortgages now available, 70% LTV subject to Status, contact us for details
10 miles from Disneyworld and the airport.

Price:  $30,000 / £20,000 / € 24,000 INC ALL FEES
89% price reduction sold in 2007 for $270,000 
Buying expenses & fees: included in the asking price
Sale type : Bank short-sale, all offers have to be agreed by the bank
Deposit required: $2,000 + proof of funds
Annual property taxes: $655-00 
Community fees:  $256-00 monthly 
Gross income: $750 per month for long term rentals, we can manage & tenant this property for you.
Property summary:  Built in 1999 THIS IS AN OPPORTUNITY TO OWN A VACATION GETAWAY IN "MOVE IN" READY CONDITION. It has the benefit of a community pool, tennis courts ect. 
Location:  Situated in Kissimmee less than 10  miles from Disneyworld, Epcot center and Universal Studios the property is situated near the main highways that gives easy access to all the main locations. 
Management:  Full management service provided with this property upon request. 
Rooms & room sizes (in feet):  Living room:  16 x15 ft Master Bedroom: 13 X 11 ft Bonus Room: N/A    Family room: N/A Bedroom 2: 10 X 11 ft    Kitchen: 10 x 10 ft Bedroom 3: N/Aft Built size: 1,026 sq ft   Dining room: N/A Bedroom 4: N/A Lot size: 1,026 sq ft  
Exchange rates: Please note that with the ever changing exchange rates
we have used £1=$1.50 & €1= $1.25 for guidance only, as all property prices are set in USD.
We are not pressure sales people,  we like to be judged on our merits so we invite you to contact us, whether you are a serious buyer or just curious. Contact us today to reserve this property or speak to one of our Florida team
Now is the time to invest in the USA.

Thursday, July 15, 2010

Palace for sale in London Uk

An outstanding seven bedroomed house situated  in this prestigious Chelsea location benefiting from spacious south-facing reception room and a large roof terrace with views over the beautiful Chelsea Physic Garden .

The property is in excellent condition following a recent refurbishment and also comprises second reception room, contemporary kitchen with integrated appliances, seven bedrooms with plenty of storage space and stylish en suite facilities, two bathrooms, swimming pool with mood lighting, private garden, conservatory and an amazing roof terrace .

Cheyne Place is conveniently located moments from the river, boasting picturesque views and is close to the many amenities of King's Road .

The nearest underground station is Sloane Square (Circle and District lines) .

Motorists can gain access out of London via the A4/M4 with links to Heathrow and the west.


Local authority:

    The Royal Borough of Kensington and Chelsea
Council tax:

    £1,559 per year (Band F)
Total Sq Ft:

    6,360 (590 Sq M) approx.

Friday, July 9, 2010

Mortgage and Property Blogspot presents property auctions in Uk

Mortgage and Property Blogspot presents property auctions in Uk

Property Auctions & Services

House auctions are becoming an increasingly popular way of finding a new home or property investment at a bargain price.  To discover the hidden market of property auctions and start your search for a new house or home through a UK property auction house, simply click on auction property

Property auctions  also have a number of unique advantages over selling your house or home through Estate agents.  Selling property  at auction, through one of the UK’s growing number of property auction houses, is not only quicker, more straightforward and cheaper than through an estate agent but you also benefit from receiving an Immediate deposit and completion within 28 days, ensuring you the security when a bid has been accepted.

You can now auction your property through UK Auction List, whether it’s a residential house, a development site or a commercial premises, our property auctioneers will be happy to discuss your requirements. Click here to find out how to sell property at auction or for further property sales enquiries please click here.

In addition to providing the most up to date property auction information and property sales service , through UK Auction List you can receive financial advice , mortgage information and loan deals that will help you to buy or sell your house or property at auction.

Do you need a home information pack , conveyancing  or general legal advice? UK Auction list has also enlisted the expertise of a leading legal firm to provide advice and assistance when buying or selling your house, home or property at auction.

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